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Health & welfare
Self-employed professionals often face occupational risks, such as workplace accidents, occupational illnesses, business interruptions, and loss of income. In addition, self-employed professionals may be more vulnerable to chronic diseases due to a sedentary lifestyle and increased stress.
That's why it's important to take out health and personal protection insurance that offers you protection tailored to your professional and personal activities. This may include coverage for medical expenses, hospitalization costs, loss of income in the event of disability or incapacity to work, as well as death benefits.
By taking out adequate health and life insurance, you can protect yourself, your family, and your business against the risks associated with your professional activity. You can also enjoy extra peace of mind knowing that you are covered in case of the unexpected.
Health and life insurance are therefore essential aspects of the professional and personal lives of self-employed professionals. -
Retirement savings plan
A retirement savings plan (PER) is very important for self-employed professionals because it allows them to prepare for retirement with peace of mind. Indeed, as a self-employed worker, it is crucial to take into account the drop in income that will occur upon retirement.
The PER offers several advantages for self-employed professionals, including the possibility of benefiting from attractive tax exemptions and a favorable tax regime for payments made. Self-employed professionals can thus reduce their income tax by saving for their retirement.
In addition, the PER allows self-employed professionals to transfer their Madelin retirement savings plan to a new PER without any difficulty. This allows them to benefit from the advantages of the new PER, such as reduced fees and greater flexibility in managing their savings.
Finally, the PER allows self-employed professionals to benefit from additional income in retirement, which can enable them to maintain their standard of living and continue to enjoy their hobbies and travel.
The retirement savings plan is essential for self-employed professionals who want to prepare for retirement in the best possible conditions. It is an indispensable financial management tool for ensuring a secure and comfortable future for all self-employed workers.



















